Financial Literacy

Financial Literacy is a crucial step in the home buying process. Understanding credit and budgeting can determine your success as a homeowner and might be the deciding factor for purchasing and maintaining your home. The goal of our financial literacy program is to teach current and future homeowners ways to manage their finances in an effort to prevent mortgage default.

HomeFirst's financial literacy program is included in the workshop and we offer stand alone workshops and classes for community based organizations, churches, schools and other groups that benefit the communities we serve.

Our program will cover the following topics:

  1. Basic Financial Planning: Overview
  2. Basic Financial Planning: Avoiding Pitfalls
  3. Cash Management
  4. Individual Session
  5. Savings
  6. Banks & Other Financial Institutions
  7. Credit
  8. Investing
  9. Taxes
  10. Insurance
  11. Record Keeping
  12. Consumer Rights & Responsibilities
  13. Identity Theft and Consumer Fraud
  14. Retirement and Estate Planning